There are so many reasons why you might be considering investing in a new surface or driveway at home or your workplace but whatever the reason, there are also several things you need to consider. One of the most important issues is how you’re going to pay for it.
When it comes to any major home improvement, the cost is usually a major factor that holds many people back from moving forward with their plans. 2023 is going to be no exception. In the current economic climate, the expectation is that costs will continue to rise.
Obviously, this will depend on your individual circumstances. Some people will have saved up and will be able to pay in full without the need for securing credit or finance. Others may be looking to get a secured loan against their home, whilst others may be looking to get an unsecured loan. Using credit cards is also something that many people rely on nowadays.
But before you get down to the detail of choosing your dream driveway, you’ll need to consider the following:
- How much money have you got available?
- What’s your budget for the project?
- Which surface is the right surface for you?
- When do you want the driveway installed?
- What will your contractor include in their quote?
If you’ve been dreaming of a new driveway but haven’t been able to do it due to limited finances, then now could be the perfect time for you.
As we mentioned above, there are lots of financing options available and it’s important that you take your time when deciding what type of payment plan will work best for you*.
If you’ve got cash, that’s great, but if you’d prefer to keep the cash in the bank then you’ll need to decide which option you prefer. Generally speaking, unsecured loans are more expensive than secured loans as they’re considered higher risk. Credit cards can be a great option too, especially if they’re interest-free AND you’re confident you’ll be able to pay the money back before accruing interest.
* At Stone Set ResinBound Surfacing we would always advise that if you’re already struggling financially, then now may not be the right time for you.
At Stone Set ResinBound Surfaces you know that we provide great customer service, and we’re delighted that we can now offer you another option. We’ve teamed up with established credit brokers, Ideal4Finance, to enable customers to spread the cost of purchase with manageable monthly payments.
Since 2008, Ideal4Finance have helped thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
If you’re thinking about having a new driveway, or new surfacing installed at your property, it’s definitely worth considering the benefits of securing Ideal4Finance.
It’s a great way to fund a project without having to pay upfront or wait until you’ve saved enough money from other sources before starting work on it.
Not only will you be protecting yourself from future price rises, but you’ll also be adding value to your home!
StoneSet Resin Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401).
Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
